12-03-2010

    Insuring your home

    Should I get home insurance?

    Hackney Homes does not insure the contents of your home therefore we strongly advise that you to take out home contents insurance. This will provide cover against damage to your TV, carpets, furniture, clothing and other household contents, if, for example, you had a fire or flood or burst pipe. The insurance would also cover for lost or stolen keys and for certain items stolen in a break-in.
    For peace of mind home contents insurance starts from as little as £1.35 per week. For tenants aged over 60 premiums start from just £0.90 per week. Sums insured are available from £6,000 to £35,000; all premiums, terms and conditions are stated within a free information pack.
    For more information on home contents insurance, how to apply and an application form click here to download a PDF.
    If you have any other questions please call: 020 8356 2164 / 2168 / 2165 or email housing.rents@hackneyhomes.org.uk

    Insurance claims against Hackney Homes

    What are my insurance responsibilities?
    You are responsible for insuring your contents, furniture and personal belongings. Hackney Homes is in no way responsible for the insurance of your belongings.
    As accidents can be very expensive, we strongly advise you to protect the contents of your home through home contents insurance - this will protect your TV, carpets, furniture, clothing and other items if they are damaged by, for example, a fire, flood or burst pipe.
    You are free to choose your own insurance policy, however we have identified a policy which can simply be added to your rent.
    Please note that Hackney Homes is under no obligation to provide compensation or financial assistance in the event of an accident, disaster or theft from your home.
    When can I make an insurance claim against Hackney Homes?
    Hackney Homes is responsible for ensuring any maintenance or building work at your house causes no damage.
    You can make an insurance claim against Hackney Homes for any damage we cause to your possessions or injuries to yourself or family members.
    For example, if a carpenter working for us were to accidentally damage a water pipe, and the resulting burst water ruined your carpet, you would be entitled to seek damages from us.
    Insurance claim forms are available from our Neighbourhood Housing Offices.